Lunchtime walking

[dancerjodi]

Soundtrack: The Mighty Mighty Bosstones
Partner in crime: MIA (actually, I think she had a job interview)
Smell from the pond: minimal (this varies depending on when last dredged)
Body: achey after not a long time (not quite sure why)
Thoughts: I want to pay down credit debt and need to figure out a smart plan to do it as quickly as possible

Comments

[jetgrrl01.livejournal.com]

If you feel like being spreadsheet-anal, I have a handy Excel thing I put together when I was juggling student loans, credit cards, my car, etc. It keeps track of minimum payments every month as well as totaling how much you're going to be spending on interest month-by-month (nothing like seeing that number add up to keep you from spending on silly things). I used it so I could see months and months in advance how my payments would help me.

Let me know if you want it and I can email it to you.

spreadsheet

[dancer.livejournal.com]

"Let me know if you want it and I can email it to you."

That would be cool. I always pay over the minimum but don't do much thinking about the interest (I know its a lot, I just tend to not want to think about it).

I get the "transfer your balances" things in the mail all of the time . . . I may look into transferring from one place to another to try and reduce the $ paid to interest (but need to look into if it would be a smart decision or not).