dancerjodi

If you feel like being spreadsheet-anal, I have a handy Excel thing I put together when I was juggling student loans, credit cards, my car, etc. It keeps track of minimum payments every month as well as totaling how much you're going to be spending on interest month-by-month (nothing like seeing that number add up to keep you from spending on silly things). I used it so I could see months and months in advance how my payments would help me.

Let me know if you want it and I can email it to you.